If you had a bank pin it's 99% chance you visited a phishing site. The chance that he could guess your bank pink is so freaking unlikely it's insane. If he did F for you, but most likely you just visited a "double xp osrs" twitch stream :-)
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Basically got charged 3x in 40mins, didn't stop or close runemate just paused the bot twice. Seems to me like it charged extra each time I paused it + the starting charge. Don't care about the credits, just something u guys might wanna check.
If you installed java manually try to uninstall java and runemate and install runemate again. It will automatically download the correct java since you may need a diffrient one. Runemate works for me atm, so it's definetly an issue on ur side.
as you said, only hours and more instances that you can bot on. Nothing extra fancy. If you're looking for a private bot, make a thread here Bot Requests